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October 7, 2010     The Carlisle Citizen
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Page Twelve The Carlisle Citizen Thursday, October 7, 2010 When Investing, Don't Stop at U.S. Border Submitted by Joe Schettler, Rep for Edward Jones in Carlisle In less than two weeks, are growing rapidly, which other actions that could United Nations Day will be may produce good invest- have a big effect on your celebrated. It's an occasion ment opportunities. Keep investments. You might to highlight and reflect on in mind, though, that also encounter currency the work of the United Na- emerging markets do in- risk -- that is, changes in tions, whose mission is to volve investment risks dif- the value of the U.S. dollar, promote understanding andferent from those of morerelative to foreign curren- cooperation among the developed countries. Secu- cies, could negatively affect world's countries. Of course, rities may be less liquid and the value of your invest- in an era of instantaneous more volatile because eco- ments. Another factor to communications and nomic structures are gener- consider is the difference in speedy global travel, we are ally less diverse and ma- accounting standards be- all connected much more ture. tween the U.S. and other closely than ever before. And by investing interna- countries, a difference that And that's certainly true in tionally, you can gain an- can result in difficulty ana- the financial markets, too, other key benefit -- im-lyzing the true value and because as an investor, proved diversification. If performance of foreign in- you've got a world full of you only invested domesti- vestments. opportunities, cally, and a downturn hits You can enhance your Many people, however, us, your portfolio will likely portfolio's diversification still think the U.S. totally take ahit. But, at anygiven without investing a lot dominates the investment time, international markets abroad. If you are consid- scene. But the fact is that may perform quite differ- ering international invest- U.S. stock markets make up ently than the U.S. market, ments you may want to less than half of the total Consequently, if you ex-limit the foreign exposure global stock market value, panded your investment, to no more than 20 to 25 according to the Census horizon beyond U.S. bor-percent ofyour overall port- Bureau. And that should ders, your foreign invest- folio, with the exact amount come as no surprise to you ments could be doing rela- depending on your indi- when you consider many of tively well, even if your vidual risk tolerance, time the products you use on a American investments were horizon and long-term daily basis, from the lagging. Keep in mind, goals. Also, given the more Hyundai (South Korea) you though, that diversification, complex issues involved in drove to work to the Nestle by itself, cannot guarantee international investing, Crunch bar (parent com- profits or protect against you'll want to consult with pany in Switzerland) you loss, though it may be able a professional financial ad- snacked on at lunch to the to help reduce the effects of visor before taking action. Sony television (Japan) you volatility. But once you've done your watch at night. While you can gain some "due diligence," don't be Not only are many strong benefits by investing inter- afraid to launch your voy- companies based in the de- nationally, you'll also need age to the world of interna- veloped countries, but some to consider the risks, such tionalinvesting. You might emerging markets-- coun- as political risk. For ex- lik~ what you see on your tries such as China, India, ample, new governments journey. Brazil and Mexico that are can come in, nationalizeThis article was written characterized by younger, companies, drastically by Edward Jones for use by less mature economies -- change policies or rules af- your local Edward Jones fecting commerce, or take Financial Advisor. TO SUBSCRIBE TO CALL 989-0525 TI[I-]] .......... J []1 Packaged for Savings. Auto/Home Discount 11 tHSURANCE by Jill Pertler Copyright 2010 Daisy's tale room wagging and flinging about licking her behind; we Try to stop a Labrador blood in an indiscreet man- worried about her biting her retriever's tail from wag- her, most often on and tail and adding insult toin- ging. It isn't easy. around her food dish. jury. We wanted to main- This became our mission Blood - of the excessivetain the tail that remained; after our tab, Daisy, seri- variety- was the first clue so, demeaning or not, the ously injured her tail. Can to her latest and greatest plastic shroud of shame was you imagine a Labrador injury. In the past, when around to stay (sorry, without also envisioning si- she cut her tail, the bleed- Daisy!). multaneous wagging? Me ing was a nuisance. ThisThe funnel-like apparatus neither, time, I thought I'd left small became a cone of contention For those of younot famil- town USA and entered a for our pooch. As it turns Jar with a Labrador, wag- Crime Scene Investigation out, that was a good thing. ging is akin to breathing. Unit. I now consider myself The dome of doom humili- Labs wag incessantly. They a blood spatter expert, or at ated Daisy to the extent thump their tails against least really good at cleaning that her wagometer dipped end tables, walls, windov~s it up. TGFW, with the W be- down into the negatives. A and expensive glass vases ing Windex. tail that does not wag can- filled with flowers. They Believe it or not the blood not hit hard objects. If we wag against soft couches- and clean up - was thedidn't know better, we and hard corners. They are least of our worries. Our might have thought she was wagalicious, wagaholic and Daisy was bleeding. And suffering from limp tail syn- wagariffic, hurt. drome again. To wag is to Labrador. The actual injury is a bit That was over a week ago. The action is as ingrained of a mystery. She got her Since then, Daisy's rejoined in their blood as retrieving, tail caught somewhere and the road toward normalcy. (Perhaps they should be left the tip of is as a souve- She learned to drink from called Waglador retriev-nit for somelucky passerby, her water dish without tip- ers?) The vet pronounced the ping it over. She mastered Daisy's tail has seen its wound non-life-threaten-the art ofeatingtreats with- share of misfortune during ing. Then he said the word out letting them drop to the her seven (human) years of that frightened us all: am- ground. She learned to go existence. The worst, upputation, through doorways without until now, involved slam- As it turns out, she ended knocking her cone into the ming it in the door of our up with a partial amputa- wall. Even her tail perked minivan. Daisy lucked out tion, losing about three- up somewhat. that time (although I'm sure inches of her wagnificant Before long, the cone and she would beg to differ). The tail. We were sad, but we bandages will come off and slam left the tail bent, but still had Daisy. I'm willing to bet she'll wag not broken. When she returned home like there's no tomorrow. It has succumbed twice to with a tail wrapped in pink Which goes to show, you the malady referred to, bandages (Daisy is nothing can't keep a good dog - or quite accurately, as limp if not fashionable), our goal her tail - down for long. I tail syndrome. Character- became preventing further think that's nothing less ized by a loss of super-ca- injury brought on by exces- than wagtastic. nine strength, the tail loses sive wagging. The vet Slices of Life is collecting all muscle tone and helped us in this regard by followers on Facebook! Jill wagability, leaving it droop- furnishing Daisy with a Pertler is a syndicated col- ing like a sad, wet dishrag, head cone. You know, theumnist and author of "The She's suffered numerous apparatus famous for mak- Do-It-Yourselfer's Guide to contusions to the tail, ing every dog cringe with Self-Syndication." She of- whereby we became aware embarrassment because itfers writing and design ser- of her wounds only afterinhibits the ability for said vices at she'd walked from room to dog to lick its behind, hy-design.home.mchsi.com. Daisy's problem wasn't Email: ~. 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